1. You can manage your budget easier by using cash. You take $100 out of your bank account, you can spend $100.
2. You can avoid credit card fraud. If you need an electronic payment method, you can use a prepaid credit card or Paypal.
3. You spend more when you are using credit. Use cash and save money. Also, you don’t have to worry about monthly credit card payments and you avoid high interest rates. Finally using credit cards are addictive.